🏡 Avoiding Underinsurance in Your Home Cover 

Underinsurance is a costly mistake many property owners only discover when it’s too late. At Hodgson Insurance Solutions, we help you get the right cover by reviewing what’s included, and what isn’t. 

We’ve put together some key tips to getting your home insurance right: 

🔨 Regularly review your policy, especially before making major changes like renovations or extensions. These may not be covered automatically, but options are available. 

🏗 Know your ‘rebuild’ cost, not your market value. We partner with trusted providers who can help you accurately calculate the cost of rebuilding your home. 

📦 It’s not just your buildings! Your contents may also be underinsured. Create a list of your belongings, their value, and keep receipts or photos. This helps ensure your contents cover is accurate and supports any claims. 

📊 Compare your coverage to reality. After reviewing your rebuild cost and contents value, check that your policy limits are enough. If not, it’s time to update or switch. 

🤝 Talk to your broker. Once you’ve reviewed your needs, we’ll guide you through any updates to keep you properly protected. 

👉 At Hodgson Insurance Solutions, we talk you through the steps above to ensure your cover is right for you. Whether you’re in the Southwest or anywhere in the UK, over 40 years as an independent broker means we know our stuff and can advise accordingly. 

📍 Find out more, call us today on 01288 353999 to see how we can support you.