Underinsurance: a hidden risk you might not notice until it’s too late.
Partnering with an insurance broker (like us 😉) means having a professional ensure your home is properly covered should the worst happen. Many homeowners only discover they’re underinsured after making a claim — often because online quotes make it easy to underestimate the true rebuild cost of your home. Think about it: materials, labour, temporary […]
🏡 Avoiding Underinsurance in Your Home Cover
Underinsurance is a costly mistake many property owners only discover when it’s too late. At Hodgson Insurance Solutions, we help you get the right cover by reviewing what’s included, and what isn’t. We’ve put together some key tips to getting your home insurance right: 🔨 Regularly review your policy, especially before making major changes like […]
Claim not paid in full? Here’s the top 10 reasons why
When it comes to making an insurance claim, there are a variety of reasons why it might not be paid out in full, or at all. To help avoid any surprises, we’ve compiled a list of the top 10 reasons claims may be reduced or rejected. 1. Underinsurance One of the most common issues is […]
Is Your Commercial Property ‘Underinsured’?
Did you know that fewer than 1 in 10 commercial properties are insured for the right amount? When it comes to calculating your sums insured for the purpose of your home and contents insurance policy, you need to calculate a realistic estimate as to how much it would cost to replace or rebuild everything from […]