For nearly 50 years, we’ve been helping individuals, families, and businesses protect what matters most. From our beginnings around a kitchen table in rural Cornwall to becoming one of the South West’s trusted independent insurance brokers, our approach has never changed — honest advice, personal service, and putting people first.
We’re not tied to any one insurer. That means we search the whole market to find the best solution for you, balancing value, cover, and quality.
Through our partnership with Bravo Networks, the UK’s leading network for independent brokers, we have access to exclusive products and offers from leading insurers. It’s our job to guide you toward the best value on the open market.
You’ll never be just a policy number.
From your first conversation through to renewals and claims support, you’ll deal with people who know you, understand your circumstances, and take the time to provide the right advice.
No call centres. No scripts. No unnecessary complications.
Just experienced people who care.
With decades of experience
insuring guest houses, B&Bs, holiday lets, restaurants, and more across Cornwall, the South West, and further afield, hospitality insurance isn’t just a niche — it’s our passion.
Our local insight and hands-on approach give us a real edge when it comes to protecting what you’ve built.
We believe good insurance advice starts with trust.
Our fees are always explained clearly upfront, with no hidden costs or surprises. They reflect the time, expertise and service involved in arranging and managing your insurance, alongside any standard commission received from insurers.
In 1977, Graham and Liz Hodgson started Hodgson Insurance Services from their kitchen table in the small village of Week St Mary, built on a simple belief: insurance should be about people, not paperwork.
What began by helping friends and local families arrange their car insurance quickly grew through reputation, trust, and word of mouth. As Bude and the surrounding area grew, so did our role within the community — becoming a familiar name for straightforward advice and dependable service.
Today, Gary Hodgson continues the family legacy alongside mum Liz and wife Julie, bringing the same values into the next generation. While the insurance industry has changed dramatically, our commitment remains exactly the same: looking after our clients as people, not policy numbers.
Graham and Liz Hodgson founded Hodgson Insurance Services from their kitchen table in Week St Mary, Cornwall. Built on honesty, trust, and personal relationships, the business began with a simple ambition — to provide insurance advice people could rely on.
As our client base grew, we opened our first high street office in Bude, making independent insurance advice more accessible to the local community.
Gary Hodgson joined the business straight from school and spent more than two decades developing his knowledge and experience, progressing from Account Executive to leading the business into its next chapter.
After outgrowing our original premises, we moved to Chapter House — a purpose-renovated office providing a welcoming environment for our clients and growing team.
Nearly 50 years on, we remain proudly independent, continuing to support customers throughout Cornwall, the South West and across the UK with personal insurance advice and specialist business protection.