Tools in Transit Insurance

Don't let tool theft stop you working

Your tools are more than just equipment, they’re your livelihood. Having the right insurance in place helps protect the tools and equipment your business relies on every day.

We arrange specialist Tools in Transit Insurance designed for tradespeople and contractors, helping protect valuable equipment whilst travelling between jobs, stored in locked vehicles or kept in secure buildings.

Could you afford to replace your tools tomorrow?

Tool theft remains one of the biggest risks facing tradespeople across the UK, with thousands of thefts reported each year and replacement costs often running into thousands of pounds.

Stolen, damaged or lost tools can mean more than replacing equipment — they can lead to cancelled jobs, lost income and disruption to your business. We’ll help you find cover that keeps you protected wherever your work takes you.

At Hodgson Insurance Services, we arrange specialist cover exclusively through Provego Underwriting. Whether you’re a sole trader or growing contractor, we can help arrange insurance that gives you confidence to keep working.

Who are Provego Underwriting?

Provego Underwriting is a specialist transportation insurance provider. Working with insurance brokers, they offer tailored insurance solutions and expert risk management support to help businesses protect goods in transit.

Tools in Transit Insurance features

Theft Protection

Cover available for theft and attempted theft of insured tools and equipment.

Transit & Overnight

Protection available whilst travelling between jobs and when tools are left overnight in locked vehicles, subject to policy conditions.

Secure Storage

Insurance available for tools stored in locked buildings as well as insured vehicles.

Comprehensive Tool Protection

Cover can include power tools, hand tools, toolboxes, demonstration equipment, accidental damage and physical loss.

Flexible Cover Limits

Protection available from £2,500 up to £10,000, with a £100 excess applying to most claims.

Important security requirements

To maintain cover, insurers will usually require tools to be:

We’ll explain exactly what’s required before cover is arranged, so you know how to keep your insurance valid.

Why choose Hodgson Insurance Services for your Tools in Transit Insurance?

Independent Advice

A family business built on honesty, care and community, providing suitable recommendations.

Tailored Cover

Insurance built around your exact needs not one-size-fits-all policies. Aiming to provide personalised, flexible and great value insurance packages.

Market Access

We shop the market, so you don’t have. Accessing leading UK insurers and specialist schemes, including markets not available direct to the public.

Trusted Experts

Experienced team helping businesses and families across the UK stay protected since 1977.

Affordable protection compared to the average £3,000+ cost of replacing stolen tools.

Cover Limit

Annual Premium

£2,500

£86.15

£5,000

£107.69

£7,500

£137.84

£10,000

£172.31

Get your Tools in Transit Insurance quote today

Get a free, no-obligation quote today — or speak to our team on 01288 353999.

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