Underinsurance is a costly mistake many property owners only discover when itās too late. At Hodgson Insurance Solutions, we help you get the right cover by reviewing whatās included, and what isnāt.
Weāve put together some key tips to getting your home insurance right:
šØ Regularly review your policy, especially before making major changes like renovations or extensions. These may not be covered automatically, but options are available.
š Know your ārebuildā cost, not your market value. We partner with trusted providers who can help you accurately calculate the cost of rebuilding your home.
š¦ Itās not just your buildings! Your contents may also be underinsured. Create a list of your belongings, their value, and keep receipts or photos. This helps ensure your contents cover is accurate and supports any claims.
š Compare your coverage to reality. After reviewing your rebuild cost and contents value, check that your policy limits are enough. If not, itās time to update or switch.
š¤ Talk to your broker. Once you’ve reviewed your needs, weāll guide you through any updates to keep you properly protected.
š At Hodgson Insurance Solutions, we talk you through the steps above to ensure your cover is right for you. Whether youāre in the Southwest or anywhere in the UK, over 40 years as an independent broker means we know our stuff and can advise accordingly.
š Find out more, call us today on 01288 353999 to see how we can support you.