Underinsurance: a hidden risk you might not notice until it’s too late. 

Partnering with an insurance broker (like us 😉) means having a professional ensure your home is properly covered should the worst happen. 

Many homeowners only discover they’re underinsured after making a claim — often because online quotes make it easy to underestimate the true rebuild cost of your home. 

Think about it: materials, labour, temporary accommodation, and other expenses can add up fast. Without accurate cover, you could be left out of pocket when you least expect it. 

📉 Underinsurance risks to watch out for: 

• Rising rebuild costs not reflected in your buildings cover 

• Outdated valuations on contents or valuables 

• Extensions or renovations not declared to your insurer 

• Inadequate cover for winter-specific risks (e.g., escape of water or storm damage) 

🔍 Check your policy limits and what’s covered — or get in touch with us for expert advice. 
We’ll make sure you have the right protection in place. 

📞 01288 353999 
✉️ [email protected] 
🌐 www.hodgsoninsurance.co.uk 

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