Landlords, Are You Ready? The Renters’ Rights Act 2026
From 1st May 2026, the UK private rental sector will undergo one of the most significant reforms in decades with the introduction of the Renters’ Rights Act. These changes will reshape how tenancies operate, how landlords regain possession, and how rent increases are managed. Whether you are a landlord or tenant, understanding the changes early […]
Have you weather proofed your business? Bad weather doesn’t have to be bad for business
No matter what the forecast says, making sure your company is prepared for inclement weather is a crucial business move. Think about the way an unforeseen storm or flood could impact your business – how long would it take to get back up and running again? Hodgson Insurance is based in the seaside town of […]
UK Business Population Insights: What the Numbers Tell Us
As an independent insurance broker, understanding the landscape in which we operate is key. We’ve pulled together some recent stats about the UK business population, insights that help us better support businesses like yours. 📊 Market Overview According to money.co.uk, the UK commercial insurance market was worth over £15.5 billion in 20231. As of early […]
Affordable Private Health Insurance
At Hodgson Insurance Services we have teamed up with Usay Compare to discuss how Private Medical Insurance may work out more financially viable than you think. Private Medical Insurance is often dismissed by those who are not properly informed, as being too expensive, or out-of-reach financially for them, but the reality can be quite different […]
Over 80% Of Properties Are Underinsured
With the rising labour, materials, and other associated costs, the cost of rebuilding a property has risen by as much as 20% just in the last 12 months. Over 80% of property owners could be underinsured. The findings arise from the insurance industry’s most reliable benchmark around property sums insured, RebuildCostASSESSMENT.com’s annual rebuild cost analysis […]
Why use an independent insurance broker for your Business Insurance?
Searching for insurance for your business can be an overwhelming – not to mention stressful – experience. No matter what type of business you’re trying to insure, there are always multiple policies on the market, offered by insurers all claiming to provide the best deals. So, what do you do? Not wanting to spend time […]
10 reasons for professional indemnity insurance
If a company is providing advice, design, skills or knowledge in a professional capacity, or handling intellectual property, they are wholly responsible for getting it right. Professional Indemnity (PI) covers the insured against their legal liability to compensate third parties for injury, loss or damage due to a breach of duty in the conduct of […]
Are house fires more common in a heatwave?
This summer, the UK has experienced unprecedented levels of heat, seeing the hottest ever temperature of 40.2C recorded at Heathrow. Our hometown here in Bude recorded the highest ever temperature in Cornwall at 36C. This, along with significantly reduced rainfall, has caused a draught to be declared in many areas of the country, along with […]
Tools In Transit Insurance
Do you worry about your tools being stolen, or damaged in an accident? If Yes, then we have the solution. A recent report revealed there was a huge 54% rise in reported tool thefts in the UK during 2021. We’ve teamed up specialists Provego and from £66 a year you can have a tools in […]
Is Your Commercial Property ‘Underinsured’?
Did you know that fewer than 1 in 10 commercial properties are insured for the right amount? When it comes to calculating your sums insured for the purpose of your home and contents insurance policy, you need to calculate a realistic estimate as to how much it would cost to replace or rebuild everything from […]