Underinsurance: a hidden risk you might not notice until it’s too late.
Partnering with an insurance broker (like us 😉) means having a professional ensure your home is properly covered should the worst happen. Many homeowners only discover they’re underinsured after making a claim — often because online quotes make it easy to underestimate the true rebuild cost of your home. Think about it: materials, labour, temporary […]
🛑 BT’s Alarm Redcare System Ends 1st August – What It Means for You
BT Redcare is a secure alarm monitoring service offered by BT, designed to protect properties by constantly monitoring alarm systems and notifying alarm receiving centres when an alarm is triggered. BT has officially confirmed that all Redcare alarm signalling services, including legacy analogue and IP-based Redcare Essential, Advanced, Advanced Extra, will cease on 1 August […]
🏡 Avoiding Underinsurance in Your Home Cover
Underinsurance is a costly mistake many property owners only discover when it’s too late. At Hodgson Insurance Solutions, we help you get the right cover by reviewing what’s included, and what isn’t. We’ve put together some key tips to getting your home insurance right: 🔨 Regularly review your policy, especially before making major changes like […]
Are house fires more common in a heatwave?
This summer, the UK has experienced unprecedented levels of heat, seeing the hottest ever temperature of 40.2C recorded at Heathrow. Our hometown here in Bude recorded the highest ever temperature in Cornwall at 36C. This, along with significantly reduced rainfall, has caused a draught to be declared in many areas of the country, along with […]
Preparing for Summer Storms
While weather forecasting has improved significantly throughout the years, there is still little warning of when and where localised flash flooding may take place. Recent heatwaves (and more extreme conditions) have intensified flooding throughout Europe, the UK, and recently Storm Ida in America. While climate change may be largely to blame, overtaxed drainage systems and […]
Do You Have A Large Flood Excess On Your Insurance?
Over 5 million properties are at risk of flooding in the UK. We know that floods can turn lives and companies upside down, leaving business owners saddled with prohibitive uninsured expenses. We are seeing more and more insurers add high excess’s to insurance policies in the event of flooding at a property. In view of […]
Could this be the end of the insurance ‘loyalty penalty’?
When it comes to a wide range of services on the consumer market, loyalty is undervalued. Customers may find that if they stick with the same company year-on-year, they will end up getting charged a lot more than someone who frequently switches. In fact, Citizen’s Advice found that loyal customers across essential markets could be […]
Reasons To Be Cheerful Amidst COVID-19
As we enter deeper into unchartered waters, COVID-19 is certainly testing our ability to rise to new challenges and face adversity during these unusual and isolating times. Amongst all of this, it’s worth remembering that this will pass. In the meantime, we explore some of the positive outcomes which have arisen from the changes we’ve […]
Pancake Day – Fire Safety Tips
The national day of gluttony is here; otherwise known as Pancake Day or Shrove Tuesday. Pancake day is a national tradition which sees families using up all their treats in the kitchen cupboards in preparation for lent. Lent on the other hand, is usually characterised as a period of abstinence, where people give something up […]