Underinsurance: a hidden risk you might not notice until it’s too late.
Partnering with an insurance broker (like us 😉) means having a professional ensure your home is properly covered should the worst happen. Many homeowners only discover they’re underinsured after making a claim — often because online quotes make it easy to underestimate the true rebuild cost of your home. Think about it: materials, labour, temporary […]
As the nights get darker, burglars see brighter opportunities — but a few simple steps can help keep your home secure. 🏠✨
Here are some easy ways to reduce your risk this winter: ✅ Install motion-sensor lights – especially near entrances and windows. ✅ Use smart timers – set lights to come on when you’re out. ✅ Check doors and windows – when was the last time you tested the locks? ✅ Lock away tools and ladders – don’t leave […]
Getting Your Car Ready for Winter 🚗❄️
As temperatures drop and road conditions change, now’s the perfect time to prepare your vehicle — and reduce the risk of breakdowns or accidents. Winter driving often leads to more issues on the road, but a few simple checks can help keep you, your car, and your family safe. Our Winter Car Checklist: ✅ Tyres: Check […]
🚨 Premier Insurance Enters Administration – What It Means for Drivers
This week, Premier Insurance Company Limited entered administration, leaving thousands of UK motorists unsure about their car insurance cover. Many drivers are discovering that their policies, often purchased through comparison websites, were underwritten by offshore insurers. These platforms tend to prioritise price over protection, and when an insurer fails, claims can be delayed, reduced, or […]
10 Reasons to use an insurance broker
Are you looking for the right level of insurance coverage but don’t want to spend too much time and effort on it? An insurance broker may help you find a better deal, navigate complicated coverage options, and give you peace of mind with impartial advice. Here are 10 reasons why you should use an insurance […]
Affordable Private Health Insurance
At Hodgson Insurance Services we have teamed up with Usay Compare to discuss how Private Medical Insurance may work out more financially viable than you think. Private Medical Insurance is often dismissed by those who are not properly informed, as being too expensive, or out-of-reach financially for them, but the reality can be quite different […]
Drivers who pick up their phone are twice as likely to crash than drink drivers
Despite it being an offence in the UK, in 2021, 1% of UK drivers were spotted using their mobiles on weekdays while on the road and it’s likely that the true figures are significantly higher. We take a look at the stats surrounding drivers who use their mobiles while operating a vehicle. Who are the […]
Do You Have A Large Flood Excess On Your Insurance?
Over 5 million properties are at risk of flooding in the UK. We know that floods can turn lives and companies upside down, leaving business owners saddled with prohibitive uninsured expenses. We are seeing more and more insurers add high excess’s to insurance policies in the event of flooding at a property. In view of […]
Could this be the end of the insurance ‘loyalty penalty’?
When it comes to a wide range of services on the consumer market, loyalty is undervalued. Customers may find that if they stick with the same company year-on-year, they will end up getting charged a lot more than someone who frequently switches. In fact, Citizen’s Advice found that loyal customers across essential markets could be […]
A Growing Team Here At Hodgson Insurance
We’re pleased to announce that we’ve just added not 1, but 2 new staff members to our growing team here at Hodgsons. First up we have Stuart Webb who has gained his knowledge from various insurance roles and comes to us having been working for Saga handling motor claims for the national insurer. Having recently […]