|
If you are looking to insure
your trailer then we have the policy for you. Our exclusive policy
underwritten by Lloyds is designed to insure any type of trailer including
horseboxes. Most car insurance policies will cover an attached trailer
for third party risks only, any damage caused to your trailer is not
covered. Also whilst your trailer is detached you will normally have
no cover for damage to it, nor if the trailer is stolen.
Our trailer policy is
extremely competitive and benefits from no rating areas meaning that all
risks will be rated on the value of your trailer regardless of its location
and use.
If you don't want to lose out if your trailer
is damaged or stolen then click below for a cheap trailer insurance
quotation.
'PREMIUMS START
FROM JUST £ 89.00'
|
To
Arrange Instant Trailer Quote.
|
To
Retrieve Saved Trailer Quote.
|
Key Benefits On This Trailer Insurance policy Include:-
-
'New For Old' cover for
trailers less than 3 years old.
-
Cover includes you taking the trailer anywhere in Europe
for up to 30 days.
-
Replacement trailer hire also
included.
-
20%
discount if Datatag
theft deterrent system fitted to trailer.
-
Minimum Premium starts at
Just £89 a year.
-
Just a
£100 standard excess.
-
There is
No Restriction on
the type of trailer that can be covered under the policy.
This can
include general purpose trailers, box vans, flat beds, car/bike transporter trailers, plant, tipping, exhibition trailers,
advertising, specialist, livestock,
horseboxes, power boat trailers, dinghy, commercial goods and mobility
trailers.
-
Instant quote, instant
cover and instant documentation available.
 Summary
Of The Trailer Cover Available.
1. Fire, Theft,
Accidental Damage and New For Old Cover.
The insurers will pay up to the cost price, market value or the sum insured
as shown in the schedule or any endorsement (whichever is less) for fire,
theft following forcible entry, or accidental damage to the trailer. It must
have been under the custody or control of you, your immediate family or on
loan in an emergency. The insurers will base the settlement on the
original cost price less depreciation, or the market value (whichever is
less). The insurers will choose to pay you or to replace or repair the
items. You must keep a dated receipt for the wheel clamps as proof of
buying.
If the trailer is stolen and not
recovered or totally destroyed within 3 years of manufacture, settlement
will be on current value, without making a deduction for wear & tear or age
of the trailer, subject to the sum insured stated in the Policy Schedule.
2. Replacement Hire.
If the trailer becomes unusable for more than 24 hours because of loss or
damage covered under section 1, the insurers will cover you up to the amount
specified in the schedule for the reasonable cost you incur of hiring
another trailer similar to the one insured.
3. Public Liability.
You will be insured up to the amount specified in the schedule in respect
of:-
(a) amounts you become legally liable to pay for and/or
(b) costs and expenses of defending litigation incurred with our written
consent in respect of death or bodily injury or loss or damage to property
arising from one event or all events of a series consequent on one original
cause happening during the period of insurance and caused by or through your
use of the trailer.
N.B. Whilst in use on the back of a vehicle, the vehicle insurance
will cover the liability for the trailer.
4. European Trailer Use.
The insurance operated for 30 days whilst the trailer is in Europe
(including sea crossings).
Policy Excess &
Conditions.
-
The standard policy excess
is £100. This is what you will be responsible for in the event of
a claim.
-
When not in use the trailer
must be clamped by a British Standard wheel clamp or hitch lock unless
it is kept in totally enclosed and secure buildings which is built of
brick, stone or timber and has doors locked by a patent 5-lever lock.
-
Public liability cover
whilst the trailer is attached to a vehicle would be covered under the
vehicle insurance.
Who We Use.
Our trailer insurance policy is operated by Commercial Express who are
authorised and
 regulated
by the Financial Services Authority and were formed in 1999. The
policy is underwritten by certain underwriters at Lloyds. Lloyds of London
are the worlds leading specialist insurance market.
Making A Claim
For existing customer who wish to make a claim, please see full details of
how to make a claim in your policy booklet. To report a claim contact Carr
Greenwood Smith on 0161 8355553. You will require the policy number and full
details of the claim.
Making An Amendment On An
Existing Policy
If you wish to make any changes on an existing policy with ourselves, please
our office on 01288 353999.
Example Of Recent Trailer
Insurance Quotations (as at 1/2/2011)
Sums Insured: £ 1,900 for an Ifor Williams general purpose
trailer.
Public Liability Cover: £ 1,000,000
Annual Premium:
Just - £ 89.00.
Sums Insured: £ 3,000 for an Ifor Williams horse box trailer.
Public Liability Cover: £ 1,000,000
Annual Premium:
Just - £ 127.
If you would like a free without obligation
insurance quotation for your trailer, just click on the button below and get
an instant quote:
|
To
Arrange Instant Trailer Quote.
|
To
Retrieve Saved Trailer Quote.
|
Cheap Trailer Insurance Cover
Available Now |
Trailer
