Short Term
Car Insurance

How short term insurance works
Have you ever needed to add a friend to your car insurance for a day or two or borrow someone else's vehicle?  
A separate short-term car insurance policy allows you to cover additional drivers on your vehicle without putting the no-claims bonus on your main car insurance at risk.

We will arrange Short Term Car Insurance by introducing you to 'Temporary Cover Limited'. When you click the  'Start Here' button you will enter Temporary Cover Limiteds' website, you can get an instant quote and you can buy temporary car insurance instantly.  The policy is underwritten by Royal & Sun Alliance.  All paperwork confirming instant insurance cover can be printed straight away.

Temporary car insurance is ideal for:

• temporary additional drivers (including overseas visitors)

• temporary additional cars

• unaccompanied vehicle demonstrations or use of courtesy cars

• lending a car to a friend, colleague or relative

• immediate drive-away insurance if you've just bought a car

Temporary car insurance is available for:

• any car you can drive with a standard UK driving licence
• any person with a UK, European or other full driving licence for a minimum of 1 year. (Australian American & Canadian licenses are unacceptable).
• any insurance period from 1 to 28 days
• drivers between the ages of 21 - 69 (75 for additional drivers).
• drivers with no more than 6 penalty points on your licence in the last 3 years
• drivers who have not been disqualified from driving in the last 5 years
• drivers who have not had more than one fault claim in the last 3 years
• cars or vans up to £ 40,000 in value

Vehicle Criteria For Short Term Cover.

The vehicle to be covered:

• has NOT been modified.
• has no more than 8 seats in total.
• is registered in Great Britain, Northern Ireland or the Isle Of Man.
   
• You don't plan to use the vehicle for carrying passengers or goods for hire & reward.
• You require cover for a vehicle which you would be permitted to drive using a standard full UK licence.
• You can insure vehicles with any market value but the maximum amount payable under this policy in respect of loss or damage to the vehicle is £40,000.
   

 

Who Are Temporary Cover Ltd?

Temporary cover Limited are specialists in providing temporary car insurance for it's customers.  Their policies are underwritten by Royal & Sun Alliance Insurance company who are one of the largest insurance companies in the UK. They are also FSA authorised.