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Arrange Insurance Cover For Your Yacht or Boat
Get a free online quote for your boat insurance and instant cover in minutes. We have teamed up with Navigators & General, part of Zurich Insurance, one of the leading pleasure craft insurers in the UK, who have over 90 years experience in the boats and yachts insurance sector and look to provide you with the widest cover at the cheapest rates available in the UK.
We can arrange cover for all types of craft including sailing boats and dinghy’s, narrow boats, all types of motor boats, right up to Super yachts in excess of £1 million.
Just click opposite, you’ll be taken to Navigators & General online site where you can get an instant price. Alternatively you can call our office on 01288 353999 to discuss.
Why We Use Navigators & General?
Navigators and General have been at the forefront of pleasure craft insurance since 1920 and are one of the UK’s leading yacht and motorboat insurers. As such, they understand that offering the right insurance to customers is about more than comparing premiums and cover, it’s also about choosing a company that appreciates the differing needs of boat owners. Members of Zurich Insurance company they are a part of one of the largest insurance groups in the world.
Some Useful Advice, Explanations and Tips For Your Boat Insurance!!
What Type Of Craft Can Be Insured?
Navigators and General provide insurance cover for all types of leisure craft, ranging from basic dinghies, and sailing boats to vessels and Super Yachts with values up to £10 million. They can cater for all types of small basic boats, yachts, inland craft, narrowboats, cruisers, sportsboats, RIBs, powerboats, Super Yachts and more.
Is Boat Insurance Compulsory In The UK?
Yes and No. Evidence of third party insurance is compulsory at most marinas, harbours and in recognised mooring areas. To obtain an inland waterways licence, you need to produce proof of third party insurance, most lakes and reservoirs require the same. We are able to offer you just public liability insurance cover if required.
What Does Boat Insurance Cover & Exclude?
The Summary Of Cover that accompany policies will summarise the main covers plus exclusions and conditions.
Our boat insurance policies generally include:
- Accidental Damage
- Malicious Damage
- Fire and Explosion
- Theft or Attempted Theft
- Vandalism and Piracy
- Contact with Third Party Object
- Damage In Transit
- Third Party and Passenger Liability from £3 million
- FREE Personal Accident Cover
Boat Insurance policies general exclude:
- Wear, Tear, Depreciation or Gradual Deterioration
- Gradual Breakdown
- Corrosion or Electrolysis
- Deliberate Acts Of Negligence or Recklessness Under The Influence Of Alcohol or Drugs
Is My Boat Covered Whilst In Transit By Road?
Loss or damage to the vessel is automatically provided for vessels less than 30′ in length.
If I Lend My Boat To A Friend, Will They Be Covered Under The Policy?
Yes, provided they are doing so with your permission and you are confident in their ability to handle the boat.
Will A Boat Survey Be Required?
Navigators & General will require a survey on boats greater than 23′ which are over 20 years in age. Once this has been satisfactorily completed they will not ask for another one for at least 5 years.
Does My Policy Cover Racing?
Not automatically, but cover for racing is normally available for an additional premium.
How Do I Value My Boat?
The value of your boat should reflect the current market value. Small increase, up to say 10 to 15% will be quite acceptable. Where the value is not known or ambiguous they will need an independent valuation.
If I Place It On Cover When Do I Receive My Documents?
Instantly. As soon as you confirm cover and pay for the policy online, the policy will be instantly available for you to print off to confirm that your boat has been placed on cover.
What If I Need To Make A Boat Insurance Claim?
Navigators & General have an experienced specialist boat and yachts claim team who are dedicated to the efficient and professional handling of your claim to help make a traumatic help as easy as possible.