motor scooter | moped insurance | scooter insurance | motorcycle insurance imageMotor Scooter
Insurance

The No1 provider of motor scooter insurance
in the UK

Get a instant no obligation online insurance quotation now for your motor scooter. Through our online motor scooter insurance partner, Ridersure, we can insure scooters and mopeds for 16 year olds, super bikes, the older rider looking to relive their youth, we can look at just about any type of motorcycle and situation. 

We search through a large panel of the best UK insurance companies in seconds, to offer you the very best policies at the right price with a service second to none - guaranteed !!! 

 

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Quote Now

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"All Policies Include Full UK Roadside Breakdown Assistance and Recovery Service Automatically For Your Motor Scooter"


Various Payment Methods Available
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Summary Of Motor Scooter Insurance Cover
This is a summary of the proposed policy and does not contain the full terms and conditions of the cover, which can be found in the policy document. It is important that you read the policy document carefully either online or when you receive it.

Name of the insurance undertaking
The insurer who will underwrite your policy will depend upon which one you select, a selection of insurance companies will come up at the end of the quotation.  The breakdown part of your policy is underwritten by DAS Legal Expenses Insurance Co. Ltd.

Type of insurance and cover
The Ridersure policy protects your motorcycle, comprising either Comprehensive, Third Party Fire & Theft or Third Party cover, as selected by you when requesting the quote and itemised in your schedule, for a period of 12 months.

A summary of what's covered under all covers

Cover Comprehensive Third Party Fire and Theft Third Party Only
Loss or damage caused by Accident Fire, Theft or attempted Theft Yes Yes (Fire and Theft only) No
Legal liability for damage to other people's property. Yes Yes Yes
Legal liability for accident when riding your motorcycle resulting in death or injury to any persons, including pillion & side car passengers Yes Yes Yes
Legal costs incurred with our consent, in connection with a claim against your policy Yes Yes Yes
Driving abroad: Free cover in most European countries Yes Yes Yes
Accident Recovery in Great Britain, Northern Ireland, the Channel Islands and the Isle of Man Yes Yes Yes


 

Features and Benefits
Your policy includes the following features, which are explained in detail in your policy booklet:

Section I - Loss of or Damage to Your Motor Scooter

  • Replacement or repair of your motorcycle or spare parts if your motorcycle, accessories or spare parts are lost, stolen or damaged. This does not apply if Third Party Only cover has been selected.

motorcycle insurance | motorbike | moped | scooter imageSection II - Liability to Third Parties
Your legal responsibility for:

  • Death or injury to other persons, unlimited amount.
  • Damage to other persons property up to 20,000,000.
  • Legal fees and expenses - Restrictions apply, please see the policy wording for details.

Section IV - Emergency Treatment

  • Cover for emergency medical treatment.

Section V - Continental Use/Compulsory Insurance Requirements

  • Cover when you are visiting any country that is a member of the European Union providing the period of the trip does not exceed one month. For any other period or country contact your insurance intermediary.


Significant or unusual Exclusions or Limitations
The excess you must pay is shown on your policy schedule.

Exclusions Under Section I - Loss of or Damage to Your Motor Scooter:

  • Loss of value after a repair, damage to tyres from braking, punctures and cuts, loss of your motorcycle by deception, loss or damage if left with the keys in or on the motorcycle.
  • Loss or damage to accessories or spare parts by theft if your motorcycle is not stolen at the same time.
  • Loss or damage to helmets, protective clothing and other personal belongings.

General Exceptions:

  • Being airside on any airport or airfield premises.
  • Earthquake, riot or civil commotion outside of Great Britain, the Isle of Man or the Channel Islands, hire of the motorcycle, carriage of substances that require a licence, radioactive contamination, war risks and terrorism.
  • Anyone driving your motorcycle that is disqualified from driving or does not hold a relevant driving licence.
  • Loss of use, reduction in value, wear and tear, or mechanical, electrical or computer breakdowns, failures or breakages. (See Section I)
  • Loss of value following a repair. (See Section I)
  • Any claim arising from acts of terrorism except where required by the Road Traffic Act. (See Section II)


Exclusions

Inappropriate use (see Section VI of the Policy Booklet "General Exceptions")

  • We will not pay for any accident, injury, loss or damage that occurs while your motorcycle is being used for a purpose not shown under the "Limitations As To Use" section of your certificate of insurance or while it is being ridden by any person not described in your certificate of insurance as entitled to ride.

Duration of Policy
The policy will remain in force for 12 months from the date of commencement, or as otherwise shown on your policy schedule.

Right to Cancel
You will have the right to cancel your policy during a period of 14 days after the day of purchase of the contract or the day on which you receive your policy documentation whichever is the later. A full explanation of your cancellation rights can be found in your policy booklet.

How to Claim
The telephone number to which a claim must be notified will be supplied as well as details regarding how to make a claim on a Claims Information Sheet.
 

 

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Don't Forget That All Our Motor Scooter Quotations Include
Full UK Breakdown Assistance & Recovery Service

 

If you prefer not to receive an instant online motorcycle insurance quotation, you can call our office on 01288 353999 where a member of staff will be more than pleased to take the information from you over the phone and arrange a quote.

Various Payment Methods Available
Various payments methods for your motorcycle insurance cover. Also moped, scooter, young drivers, older drivers, click now for your instant motorcycle insurnce quote with online cover image


Motor Scooter Insurance Quote - Instant motorcycle insurance quotes and instant cover available with Hodgson Insurance Services. Cheap motorcycle insurance policies, with excellent cover and includes full breakdown cover.

 

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Hodgson Insurance Services are authorised and regulated by the Financial Conduct Authority. Our Firm Reference Number (FRN) is 306339. You can check this on the FCA register by visiting FCA's website www.FCA.org.uk