If you are looking to insure
your classic car, look no further! We have teamed up with Lancaster
Insurance to offer you competitive cover for your classic car. Lancaster are
specialists in arranging classic car insurance and will search their panel
of insurers which includes many of the UK's leading insurers to get you a
great deal on your classic car insurance.
To obtain a competitive classic car
insurance quote and cover simply click on the link below. You will be
transferred to Lancaster Insurance Services Ltd for your classic car
Alternatively, you can telephone Lancaster to
get an insurance quote on 01480 484848. Please tell them you were introduced
by Hodgson Insurance Services.
Why do we use Lancaster Insurance?
Lancaster Insurance Services has specialised in providing classic car
insurance to the UK market since
1984. The knowledge and experience they have gained by working in this area has
enabled them to tailor their insurance schemes to meet the individual needs
of today's classic car owners. With access to over 20 insurance
companies offering 100 insurance schemes underwritten by the UK's leading
insurers and with an instant quotation available online and if acceptable
instant cover given, we feel our partnership with Lancaster Insurance will
help bring you the experience who are after in purchasing insurance cover
for your classic car.
Classic Car Policy
Free European travel for
up to 90 days a year *.
Windscreen cover is
available for the repair/replacement of glass, the windscreen or
Includes personal effects
and audio cover (Not available with some classic car policies out
* Benefits subject to cover selected.
Courtesy car available
following a claim on Comprehensive cover policies.
Approved network of
repairers following a claim or use of your preferred repairer.
Classic Car Cover
Cover available for up to
Modified vehicles are
Vehicles can be covered
up to a value of £60,000.
Drivers can be covered
aged between 21 - 70 years old.
All drivers must have
held a full UK of EU licence for at least 3 years.
Mileage limits can be
from 1,000 up to 40,000 miles per annum.
No garaging clauses on
most schemes. (Most companies insist on this)
Comprehensive and Third
Party Fire & Theft cover available.
Social, Domestic &
Pleasure use included with optional commuting and business use
All drivers must have
been claim free in the last 12 months.
All drivers must have had
no more than 2 minor motoring conviction, e.g. SP, PC, CU.
Classic Car Discounts
Discounts for low mileage
or limited mileage through the year.
Classic Car Club members
Classic Car used as a
secondary vehicle and not your main car.
available up to 65% for new classic car owners.
Classic car kept in a
secure locked garage discount.
No Claims Discount.
Limited drivers discount.
Age of driver discounts.
Available Under The Classic Car Insurance Scheme.
Valuation - In the event of a total loss claim you will be paid the
certified value of the vehicle (less the policy excess).
Service - You have the option to include Lancaster
Insurances competitively priced breakdown package which includes
breakdown assistance, nationwide recovery and home call.
Legal Expenses Protection
- In the event of a non fault claim this protection can help in
recovering your uninsured losses from the third party and includes legal
assistance and a legal advice line.
A Great Deal On Your Classic Car Insurance Just Click The Button Below.
Some Useful Advice, And Explanations For Your Classic Car Insurance
type of vehicles can be insured?
Lancaster can quote for all types of classic cars ranging from your standard
classic car, but including things like classic vans, modified classic cars,
ex-military vehicles, certain imported classic cars, American classic cars
and classic motorhomes like VW campers, classic tractors, classic 4X4's, and
age is a 'Classic Car' classed as a 'Classic Car'?
Lancaster can quote for most vehicles under their classic car scheme when
they are over just 12 years old.
I have a dodgy driving history?
Lancaster can quote for drivers who have had previous accidents or if they
have a conviction history, like speeding convictions, no insurance
convictions etc. To start with though you must be claim free in the last 12
months and have no more than 2 minor convictions.
Classic Car is not garaged, can it still be covered?
Lancaster can cover all types of classic cars if they are kept on the road
or on your private property, although discounts are available if you can put
the car in a locked garage. They will also quote if the car is kept at
a different address to your own home.
exactly is a ' Guaranteed Agreed Valuation'?
Classic car owners can often spend a lot of time and money restoring their
beloved Classic to its original (or better) condition. In some cases
the amount spent exceeds the amount the car is actually worth, otherwise
known as 'market value'. This is why a 'Guaranteed Agreed Valuation'
is offered on all the classic car insurance policies, for which an
additional premium is payable.
Once applied to the insurance policy an agreed valuation application form
will be included with your documentation. Lancaster will require 6
current photographs of the insured vehicle, made up of 4 exterior body
exposures, 1 of the interior engine bay and 1 of the interior.
Once the agreed valuation report and photographs are received by Lancaster,
an expert valuer will set the Guaranteed Value of the vehicle. The valuation
is valid only from the date printed on the Agreed Valuation Certificate of
which one copy will be sent directly to you.
If during the course of the annual insurance period a total loss claim
occurs, the amount paid as a result of a claim will be the guaranteed value
amount stated on the current valuation certificate less any policy excess.
N.B. Most insurance companies will offer you an Agreed Valuation
policy, but will knock off wear & tear values or if they don't think it's
worth what you said, they will put their own value on it. Lancaster will pay
you exactly what you insure for.
I arrange cover and pay for my policy?
This classic car scheme is arranged entirely online for New Business. Just
click on the quote buttons on this page and run through the quick questions
on the quote form. If acceptable you can arrange cover instantly
online at the end of the quote. A secure online payment facility will
then take your credit or debit card details and collect the payment. The new business documents will either come to you directly from Lancaster
Insurance or from ourselves Hodgson Insurance Services. Any mid
term changes can be made again directly to Lancaster or via ourselves. At renewal time you will be notified by email from Lancaster Insurance and a
new competitive renewal figure given.
member of a Classic Car Club, Can I get a discount?
Lancaster may be able to offer discounts if you are a member of a classic car club.
Whether it is BMW Classic Car Club, BMW Club, a sports car classic car club,
whether you belong to club in the north or south, an American classic car
club, any type of vintage or classic car club a discount will be given.
Lancaster not only provide superb classic car insurance policies, they also
run and look after the MG classic car club and publish the MG club magazine.
If you're not a current member then you may find the discounts given on this
scheme are bigger than if you didn't join, so perhaps you should join a club
near you now !!!
If you would like to obtain an
insurance quotation for your classic car, just click on the button below.
You will be transferred to Lancaster Insurance for your quote.
Competitive Classic Car Insurance Cover