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If you are looking
to insure your caravan then look no further. As
insurance brokers we have a specialist panel of
insurers
specifically for customers who own touring
caravans and we have a service second to none.
Although there is no legal requirement to insure
your caravan, it's definitely advisable to take
out appropriate cover to cover you against loss
or damage to your caravan through and accident,
fire or theft.
Even if your caravan is not of high value it's
still worth insuring it as it will cover
liability to the public, in case your caravan
injures someone or damages someone else's
property. Could you afford to pay a claim
out of your own pocket?
To
arrange a caravan insurance quotation, just
click on the button below
Around 3,000 caravans (£ 30 million worth) are
stolen every year, according to the home office,
and modern touring caravans can be highly
expensive to repair should anything happen to
them. With caravanning become more and
more popular with nearly 20 per cent of all UK
holidays being a caravan holiday this statistic
will surely rise. Don't become a
statistic, arrange adequate insurance cover
and security on your caravan now.
Our panel of insurance companies include HSBC
Spectrum which is underwritten at Lloyds and
Parkhome Insurance Services which is
underwritten by Zurich Insurance company. A
summary of what is covered under these two
policies are noted below.
HSBC Spectrum Cover.
Our
HSBC Spectrum Touring Caravan Insurance policy
is underwritten by Certain Underwriters at
Lloyds and brings you one of the most
comprehensive caravan packages on the market.
Cover can include damage to the caravan, it's
fixtures and fittings, any equipment the caravan
may have like gas bottles, stabilisers, wheel
clamps etc, your own personal contents like
clothing, portable TV's, general household goods
etc, cover for awnings and of course public
liability cover.
A full summary of cover under the HSBC policy can be
seen by
clicking here
 Other
HSBC Spectrum Policy Benefits Include.
-
Continental Touring Use in Europe for up to
60 days a year.
-
Following a total loss claim of a vehicle up
to 12 months old, the caravan will be
replaced as New.
For an additional
premium it can also be covered 'New For Old'
for up to 5 years.
-
£ 2 million Public Liability cover
automatically included.
-
Emergency travel costs.
-
FREE legal expenses cover up to £
50,000 per claim.
Parkhome Insurance Services Cover.
Our
Parkhome Insurance policy again offers a
comprehensive and competitive insurance package
for touring caravans and is underwritten by one
of the biggest insurers in the UK in Zurich
Insurance.
Cover
can include damage to the caravan, it's fixtures
and fittings, any equipment the caravan may have
like gas bottles, stabilisers, wheel clamps etc,
your own personal contents like clothing,
portable TV's, general household goods etc,
cover for awnings and again public liability
cover.
A full summary of cover under the Parkhome policy can be
seen by
clicking here
 Other
Parkhome Insurance Policy Benefits Include.
-
Continental Touring Use in Europe for up to
180 days a year.
-
'New For Old' cover is available
for up to 10 years.
-
£ 2 million Public Liability cover
automatically included.
-
Loss of use up to £ 50 a day (Max £ 1,500).
-
Recovery and delivery costs included.
-
Just a £ 50 standard policy excess.
Arrange a Free caravan insurance quote here
Things You Should Know About Insuring Your
Caravan....
-
Security. Discounts are
available if the caravan has an alarm
fitted, hitch-lock or wheel clamp.
Discounts can also be given if you store the
caravan in a secure CASSOA
approved storage area.
-
Claims. If you have made any
previous caravan claims you must make sure
the insurers know as failure to disclose
them or any other material facts could
invalidate a future claim. Discounts
will be allowed if you have made no claims
under your current caravan policy.
Just be honest and your insurers will be
honest with you.
-
Taking Abroad. If you intend to
take the caravan abroad make sure your
policy covers you, our policies vary
slightly and can cover you
for up to 2 months a year or with Parkhome
up to 6 months whilst abroad.
-
Market Value. In the event of a
total loss to your caravan and contents, you
will receive the current market value at the
time of your incident, subject to adequate
sums insured. Your other option is to have
New for Old cover.
-
New For Old cover. This is when
no deduction is made for wear and tear of your
caravan, so if a 3 year old caravan is
written off, the insurers will pay for a
brand new touring caravan of the same
manufacture and model. You must however
insure the caravan for it's full brand new
replacement cost to ensure you are paid
adequately in the event of a claim.
-
Excess. An excess is the amount
you would be responsible for in the event of
a claim. Our policies have only a £ 50 - £ 75 excess
for any claim.
-
Further Discounts. Our policies
give further discounts for the older and wiser
policyholder, security discounts, No Claims
Discount, and 'Caravan Club' member
discounts.
If
you would like to arrange a caravan quote with
us, please just click on one of the buttons on
this page, complete the short caravan insurance
quote form and a quote will come back to you as
soon possible.
Caravan Insurance Specialists - Get A Touring
Caravan Quote Right Now! |
