Insurance For Your Block Of Flats
If you are the residential management company for a block of flats, managing agent or landlord of the flats and are looking to insure them then look no further. We can arrange cover for buildings, landlords contents, loss of rent, and property owners public liability cover along with other flat related add-ons.
As insurance brokers we search a specially selected panel of UK property insurance companies to find you the best deals on the market. Why search around when we can do all the searching for you.
To arrange a block of flats insurance quotation, just click on the link opposite, complete the simple quotation form, email it through to us and we will be in contact to discuss further and offer prices.
If you are looking to insure a block of flats then a standard household insurance policy will NOT give you the correct level of cover or use and if you had to make a claim you will not be paid. You must make sure you have a residential property owners or landlords insurance policy specifically for blocks of flats. A block of flats is a building which usually has a communal entrance and then branches off into separate self contained individual flats of 2 or more.
We are unable to insure the buildings of a single flat (unless the flat is in Scotland). The reason for this is if everyone takes out their own individual buildings policy and the block burns down for example there is going to be a number of insurers involved, each one arguing over who’s responsible for what. And what if one of the owners fails to insure their flat correctly or at all? You will find that the property will be unable to be rebuilt. This is why we will only look to cover the buildings of a block of flats under one managed policy. Scottish flats are different due to the rules in Scotland.
There are a number of things you should look at covering under the policy, below are some of the main ones:
Why Use Hodgson Insurance Services?
Hodgson Insurance Services have been established since 1977 and have over 40 years experience in the property owners insurance market. All our staff are experienced and fully trained to deal with your insurance enquiry and using a selected panel of the best UK insurance companies including Aviva, Allianz, AXA, Ageas Insurance, NIG Insurance, Royal Sun Alliance, Zurich, amongst others, and we are ideally placed to find you the best policy on the market at the most competitive price.
There are a number of things you need to look at when taking out a block of flats insurance policy. Below are some of the things which may affect your policy: