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boat insurance | basic small boat | online motor boat insurance imageBoat & Yacht

Get a free online quotation for your boat insurance and instant cover in minutes. We have teamed up with Navigators & General, part of Zurich Insurance, one of the leading pleasurecraft insurers in the UK, who have over 90 years experience in the boats and yachts insurance sector and look to provide you with the widest cover at the cheapest rates available in the UK. 

To get an insurance quote just click the box below, and fill in the quick quote form for an instant price.

Click For Insurance Quote

One Of The UK's Leading Yacht and Motorboat Insurers
Navigators and General have been at the forefront of pleasure craft insurance since 1921. As such, they understand that offering the right insurance to customers is about more than comparing premiums and cover, it's also about choosing a company that appreciates the differing needs of boat owners. Members of Zurich Insurance company they are a part of one of the largest insurance groups in the world.

basic small boat insurance | super yacht insurance | motor boat online quote imageSome Useful Advice, Explanations and Tips For Your Boat Insurance!!

What Type Of Craft Can Be Insured?

Navigators and General provide insurance cover for all types of leisure craft, ranging from basic dinghies, and sailing boats to vessels and Super Yachts with values up to 10 million. They can cater for all types of small basic boats, yachts, inland craft, narrowboats, cruisers, sportsboats, powerboats, Super Yachts and more.

Is Boat Insurance Compulsory In The UK?
Yes and No. Evidence of third party insurance is compulsory at most marinas, harbours and in recognised mooring areas. To obtain an inland waterways licence, you need to produce proof of third party insurance, most lakes and reservoirs require the same. We are able to offer you just public liability insurance cover if required.

What Does Boat Insurance Cover & Exclude?
The Summary Of Cover that accompany policies will summarise the main cover and exclusion.

Boat insurance policies generally include:

Theft/Attempted Theft
Contact with Third Party Objects
Your Negligence

Boat Insurance policies general exclude:

Wear, tear, depreciation or gradual deterioration
Gradual breakdown
Corrosion or electrolysis
Deliberate acts of negligence or recklessness under the influence of alcohol or drugs

Is My Boat Covered Whilst In Transit By Road?
Loss or damage to the vessel is automatically provided for vessels less than 30' in length. 

If I Lend My Boat To A Friend, Will They Be Covered Under The Policy?
Yes, provided they are doing so with your permission and you are confident in their ability to handle the boat. 

Will A Boat Survey Be Required?
Navigators & General will require a survey on boats greater than 23' which are over 20 years in age. Once this has been satisfactorily completed they will not ask for another one for at least 5 years. 

Does My Policy Cover Racing?
Not automatically, but cover for racing is normally available for an additional premium. 

How Do I Value My Boat?
The value of your boat should reflect the current market value. Small increase, up to say 10 to 15% will be quite acceptable. Where the value is not known or ambiguous they will need an independent valuation.

If I Place It On Cover When Do I Receive My Documents?
Instantly. As soon as you confirm cover and pay for the policy online, the policy will be instantly available for you to print off to confirm that your boat has been placed on cover.

What If I Need To Make A Boat Insurance Claim?
Navigators & General have an experienced specialist boat and yachts claim team who are dedicated to the efficient and professional handling of your claim to help make a traumatic help as easy as possible.


Get An Instant Online Boat Insurance Quotation Now.
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Cheap Boat & Yacht Insurance Cover Available Now


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Hodgson Insurance Services are authorised and regulated by the Financial Conduct Authority. Our Firm Reference Number (FRN) is 306339. You can check this on the FCA register by visiting FCA's website