🛍️ Protect Your Shop. Protect Your Livelihood.
Running a shop is more than a business, it’s your passion, your livelihood. From a boutique clothing store to a local bakery, our flexible Shop & Retail Insurance is designed to keep you covered no matter your trade. Our cover includes: 🤝 Public & Employer’s Liability: Protects you, your staff, and your customers. 📦 Contents: […]
🛑 BT’s Alarm Redcare System Ends 1st August – What It Means for You
BT Redcare is a secure alarm monitoring service offered by BT, designed to protect properties by constantly monitoring alarm systems and notifying alarm receiving centres when an alarm is triggered. BT has officially confirmed that all Redcare alarm signalling services, including legacy analogue and IP-based Redcare Essential, Advanced, Advanced Extra, will cease on 1 August […]
Have you weather proofed your business? Bad weather doesn’t have to be bad for business
No matter what the forecast says, making sure your company is prepared for inclement weather is a crucial business move. Think about the way an unforeseen storm or flood could impact your business – how long would it take to get back up and running again? Hodgson Insurance is based in the seaside town of […]
UK Business Population Insights: What the Numbers Tell UsÂ
As an independent insurance broker, understanding the landscape in which we operate is key. We’ve pulled together some recent stats about the UK business population, insights that help us better support businesses like yours. đź“Š Market Overview According to money.co.uk, the UK commercial insurance market was worth over ÂŁ15.5 billion in 20231. As of early […]
Forced To Go Cashless
Dear Valued Customers We want to inform our local customers of changes to our payment policy that are required by circumstances beyond on control. As you may be aware, Barclays Bank, whom we have relied on for cash deposits and processing for years, are permanently closing their Bude branch. ‘Don’t worry’ we’ve been told, ‘simply […]
10 Reasons to use an insurance broker
Are you looking for the right level of insurance coverage but don’t want to spend too much time and effort on it? An insurance broker may help you find a better deal, navigate complicated coverage options, and give you peace of mind with impartial advice. Here are 10 reasons why you should use an insurance […]
Over 80% Of Properties Are Underinsured
With the rising labour, materials, and other associated costs, the cost of rebuilding a property has risen by as much as 20% just in the last 12 months. Over 80% of property owners could be underinsured. The findings arise from the insurance industry’s most reliable benchmark around property sums insured, RebuildCostASSESSMENT.com’s annual rebuild cost analysis […]
Why use an independent insurance broker for your Business Insurance?
Searching for insurance for your business can be an overwhelming – not to mention stressful – experience. No matter what type of business you’re trying to insure, there are always multiple policies on the market, offered by insurers all claiming to provide the best deals. So, what do you do? Not wanting to spend time […]
10 reasons for professional indemnity insurance
If a company is providing advice, design, skills or knowledge in a professional capacity, or handling intellectual property, they are wholly responsible for getting it right. Professional Indemnity (PI) covers the insured against their legal liability to compensate third parties for injury, loss or damage due to a breach of duty in the conduct of […]
Are house fires more common in a heatwave?
This summer, the UK has experienced unprecedented levels of heat, seeing the hottest ever temperature of 40.2C recorded at Heathrow. Our hometown here in Bude recorded the highest ever temperature in Cornwall at 36C. This, along with significantly reduced rainfall, has caused a draught to be declared in many areas of the country, along with […]