Underinsurance: a hidden risk you might not notice until it’s too late.
Partnering with an insurance broker (like us 😉) means having a professional ensure your home is properly covered should the worst happen. Many homeowners only discover they’re underinsured after making a claim — often because online quotes make it easy to underestimate the true rebuild cost of your home. Think about it: materials, labour, temporary […]
As the nights get darker, burglars see brighter opportunities — but a few simple steps can help keep your home secure. 🏠✨
Here are some easy ways to reduce your risk this winter: ✅ Install motion-sensor lights – especially near entrances and windows. ✅ Use smart timers – set lights to come on when you’re out. ✅ Check doors and windows – when was the last time you tested the locks? ✅ Lock away tools and ladders – don’t leave […]
With the weather being more unpredictable than ever, is your home ready for winter? 🥶
🏠 Protecting your property can offer peace of mind and following our tips below can help reduce the risk of things going wrong. 👉 Yes, prevention is the best cure. Proactive measures that reduce the risk of claims: Taking these small actions can help reduce the likelihood of things going wrong and you needing to […]
10 Reasons to use an insurance broker
Are you looking for the right level of insurance coverage but don’t want to spend too much time and effort on it? An insurance broker may help you find a better deal, navigate complicated coverage options, and give you peace of mind with impartial advice. Here are 10 reasons why you should use an insurance […]
Over 80% Of Properties Are Underinsured
With the rising labour, materials, and other associated costs, the cost of rebuilding a property has risen by as much as 20% just in the last 12 months. Over 80% of property owners could be underinsured. The findings arise from the insurance industry’s most reliable benchmark around property sums insured, RebuildCostASSESSMENT.com’s annual rebuild cost analysis […]
Are house fires more common in a heatwave?
This summer, the UK has experienced unprecedented levels of heat, seeing the hottest ever temperature of 40.2C recorded at Heathrow. Our hometown here in Bude recorded the highest ever temperature in Cornwall at 36C. This, along with significantly reduced rainfall, has caused a draught to be declared in many areas of the country, along with […]
Preparing for Summer Storms
While weather forecasting has improved significantly throughout the years, there is still little warning of when and where localised flash flooding may take place. Recent heatwaves (and more extreme conditions) have intensified flooding throughout Europe, the UK, and recently Storm Ida in America. While climate change may be largely to blame, overtaxed drainage systems and […]
Do You Have A Large Flood Excess On Your Insurance?
Over 5 million properties are at risk of flooding in the UK. We know that floods can turn lives and companies upside down, leaving business owners saddled with prohibitive uninsured expenses. We are seeing more and more insurers add high excess’s to insurance policies in the event of flooding at a property. In view of […]
Could this be the end of the insurance ‘loyalty penalty’?
When it comes to a wide range of services on the consumer market, loyalty is undervalued. Customers may find that if they stick with the same company year-on-year, they will end up getting charged a lot more than someone who frequently switches. In fact, Citizen’s Advice found that loyal customers across essential markets could be […]
Reasons To Be Cheerful Amidst COVID-19
As we enter deeper into unchartered waters, COVID-19 is certainly testing our ability to rise to new challenges and face adversity during these unusual and isolating times. Amongst all of this, it’s worth remembering that this will pass. In the meantime, we explore some of the positive outcomes which have arisen from the changes we’ve […]