🛍️ Protect Your Shop. Protect Your Livelihood.
Running a shop is more than a business, it’s your passion, your livelihood. From a boutique clothing store to a local bakery, our flexible Shop & Retail Insurance is designed to keep you covered no matter your trade. Our cover includes: 🤝 Public & Employer’s Liability: Protects you, your staff, and your customers. 📦 Contents: […]
Have you weather proofed your business? Bad weather doesn’t have to be bad for business
No matter what the forecast says, making sure your company is prepared for inclement weather is a crucial business move. Think about the way an unforeseen storm or flood could impact your business – how long would it take to get back up and running again? Hodgson Insurance is based in the seaside town of […]
UK Business Population Insights: What the Numbers Tell UsÂ
As an independent insurance broker, understanding the landscape in which we operate is key. We’ve pulled together some recent stats about the UK business population, insights that help us better support businesses like yours. đź“Š Market Overview According to money.co.uk, the UK commercial insurance market was worth over ÂŁ15.5 billion in 20231. As of early […]
Over 80% Of Properties Are Underinsured
With the rising labour, materials, and other associated costs, the cost of rebuilding a property has risen by as much as 20% just in the last 12 months. Over 80% of property owners could be underinsured. The findings arise from the insurance industry’s most reliable benchmark around property sums insured, RebuildCostASSESSMENT.com’s annual rebuild cost analysis […]
Why use an independent insurance broker for your Business Insurance?
Searching for insurance for your business can be an overwhelming – not to mention stressful – experience. No matter what type of business you’re trying to insure, there are always multiple policies on the market, offered by insurers all claiming to provide the best deals. So, what do you do? Not wanting to spend time […]
Are house fires more common in a heatwave?
This summer, the UK has experienced unprecedented levels of heat, seeing the hottest ever temperature of 40.2C recorded at Heathrow. Our hometown here in Bude recorded the highest ever temperature in Cornwall at 36C. This, along with significantly reduced rainfall, has caused a draught to be declared in many areas of the country, along with […]
Is Your Commercial Property ‘Underinsured’?
Did you know that fewer than 1 in 10 commercial properties are insured for the right amount? When it comes to calculating your sums insured for the purpose of your home and contents insurance policy, you need to calculate a realistic estimate as to how much it would cost to replace or rebuild everything from […]
Getting Your Business Ready For Winter
The colder weather is creeping in, and the heating has gone on across homes and offices. Bad weather, whether it is stormy, snowy or blustery, often comes hand in hand with UK winters. As a businessowner, how you do make sure your business is ready for winter, so you can continue to provide a great […]
Preparing for Summer Storms
While weather forecasting has improved significantly throughout the years, there is still little warning of when and where localised flash flooding may take place. Recent heatwaves (and more extreme conditions) have intensified flooding throughout Europe, the UK, and recently Storm Ida in America. While climate change may be largely to blame, overtaxed drainage systems and […]
Do You Have A Large Flood Excess On Your Insurance?
Over 5 million properties are at risk of flooding in the UK. We know that floods can turn lives and companies upside down, leaving business owners saddled with prohibitive uninsured expenses. We are seeing more and more insurers add high excess’s to insurance policies in the event of flooding at a property. In view of […]