Do You Have A Large Flood Excess On Your Insurance?
Over 5 million properties are at risk of flooding in the UK. We know that floods can turn lives and companies upside down, leaving business owners saddled with prohibitive uninsured expenses. We are seeing more and more insurers add high excess’s to insurance policies in the event of flooding at a property. In view of […]
GAP Insurance, Do I Need It?
Having your car stolen or entirely written off in an accident is every motorist’s nightmare, especially if it should happen to a brand new vehicle. Often sold when you buy a brand new or nearly new car, Guaranteed Asset Protection (GAP) insurance covers the difference between the current value of your car (which the vehicle […]
Could this be the end of the insurance ‘loyalty penalty’?
When it comes to a wide range of services on the consumer market, loyalty is undervalued. Customers may find that if they stick with the same company year-on-year, they will end up getting charged a lot more than someone who frequently switches. In fact, Citizen’s Advice found that loyal customers across essential markets could be […]
A Growing Team Here At Hodgson Insurance
We’re pleased to announce that we’ve just added not 1, but 2 new staff members to our growing team here at Hodgsons. First up we have Stuart Webb who has gained his knowledge from various insurance roles and comes to us having been working for Saga handling motor claims for the national insurer. Having recently […]
What Business Owners Need To Know About The ‘Job Support Scheme’
On the 20th March this year, the Government announced a series of measures that they were putting in place to help businesses through the nationwide lockdown; this included the Coronavirus Job Retention Scheme. The scheme allowed employers to put their staff on temporary leave, or ‘furlough’ while continuing to supply them with a wage which was […]
Getting Your Business Ready To Open From 4th July!
In a move that much of the nation has been waiting for, individuals and businesses alike, the Government has now given the green light for more businesses to reopen on the 4th July, including restaurants, holiday homes, pubs and hairdressers. The 2m rule has now been reduced to 1m plus in areas where 2m isn’t possible, […]
What To Consider When Reopening Your Store?
The impact of COVID-19 on the UK’s retail sector has been devastating, with many retailers having already been forced to close their doors for good. However, this coming month has brought a small chink of light to retailers who have been unable to trade since non-essential stores were ordered to shut up shop. UK Prime […]
MOT Expiry Date Extensions: Ensuring Your Vehicle Is Safe To Drive
Due to the latest rules around social distancing, the government has taken steps to protect both drivers and motor traders by extending all MOTs due from March 30 by six months. During this period, you will still be able to legally drive your vehicle if reasonable measures are taken to keep it in a roadworthy […]
COVID-19 SELF-EMPLOYMENT INCOME SUPPORT SCHEME
As there is such a large volume of information to digest in terms of support for businesses from the Government, as your broker we wanted to bring the below to your attention as we feel it is particularly pertinent. This scheme for self-employed will allow you to claim a taxable grant worth 80% of your […]
Reasons To Be Cheerful Amidst COVID-19
As we enter deeper into unchartered waters, COVID-19 is certainly testing our ability to rise to new challenges and face adversity during these unusual and isolating times. Amongst all of this, it’s worth remembering that this will pass. In the meantime, we explore some of the positive outcomes which have arisen from the changes we’ve […]