Preparing for Summer Storms
While weather forecasting has improved significantly throughout the years, there is still little warning of when and where localised flash flooding may take place. Recent heatwaves (and more extreme conditions) have intensified flooding throughout Europe, the UK, and recently Storm Ida in America. While climate change may be largely to blame, overtaxed drainage systems and […]
Do You Have A Large Flood Excess On Your Insurance?
Over 5 million properties are at risk of flooding in the UK. We know that floods can turn lives and companies upside down, leaving business owners saddled with prohibitive uninsured expenses. We are seeing more and more insurers add high excess’s to insurance policies in the event of flooding at a property. In view of […]
Could this be the end of the insurance ‘loyalty penalty’?
When it comes to a wide range of services on the consumer market, loyalty is undervalued. Customers may find that if they stick with the same company year-on-year, they will end up getting charged a lot more than someone who frequently switches. In fact, Citizen’s Advice found that loyal customers across essential markets could be […]
What Business Owners Need To Know About The ‘Job Support Scheme’
On the 20th March this year, the Government announced a series of measures that they were putting in place to help businesses through the nationwide lockdown; this included the Coronavirus Job Retention Scheme. The scheme allowed employers to put their staff on temporary leave, or ‘furlough’ while continuing to supply them with a wage which was […]
Getting Your Business Ready To Open From 4th July!
In a move that much of the nation has been waiting for, individuals and businesses alike, the Government has now given the green light for more businesses to reopen on the 4th July, including restaurants, holiday homes, pubs and hairdressers. The 2m rule has now been reduced to 1m plus in areas where 2m isn’t possible, […]
COVID-19 SELF-EMPLOYMENT INCOME SUPPORT SCHEME
As there is such a large volume of information to digest in terms of support for businesses from the Government, as your broker we wanted to bring the below to your attention as we feel it is particularly pertinent. This scheme for self-employed will allow you to claim a taxable grant worth 80% of your […]
Are You Insured For Coronavirus?
Like many business in the UK, we have been closely monitoring the COVID-19 (Coronavirus) outbreak alongside any advice provided by local and UK health authorities and we have been receiving many phone calls asking if they have any cover on their insurance policies for cancellation, loss of business etc. On Wednesday 4 March, the government […]