Blocks of Flats Insurance

Flexible protection for residential, commercial and mixed-use buildings

Managing a block of flats comes with responsibilities beyond standard property insurance. Whether you own a purpose-built apartment block, a converted property, or a mixed residential and commercial investment, specialist insurance helps protect your building, income and liabilities.

We work with a panel of specialist property insurers to help arrange tailored cover for everything from individual blocks to large property portfolios.

Is your property investment properly protected?

Managing a block of flats involves more than insuring the building itself. From communal areas and liability risks to loss of rent and property management responsibilities, there are a range of factors to consider.

We’ll take the time to understand your property, occupancy and management arrangements, helping you find cover that’s right for your requirements.

Whether you own a single block or a larger property portfolio, we can help arrange insurance that gives you confidence and peace of mind.

Key Features of Blocks of Flats Insurance

Buildings Cover

Protection available for residential, commercial and mixed-use buildings, including communal areas and permanent fixtures.

Loss of Rent

Cover available following insured damage to the property.

Common Areas Protection

Insurance available for contents and equipment within shared spaces.

Property Owners' Liability

Cover designed to help protect against claims arising from property ownership and management.

Optional Cover

Cover may include Legal Expenses, Employers’ Liability, Engineering Inspection, Terrorism Cover and Directors’ & Officers’ Liability.

Property Changes & The Renters’ Rights Act

Recent rental reforms in England under the Renters’ Rights Act have introduced significant changes to how residential property is managed, including changes to tenancy structures, possession processes and landlord obligations. These changes came into force from 1 May 2026.

 

For property owners and managers, this places greater emphasis on good property management, documentation and long-term risk planning.

Insurance does not replace legal compliance — but having appropriate property insurance in place remains an important part of protecting your investment.

Why choose Hodgson Insurance Services for your Blocks of Flats Insurance?

Independent Advice

A family business built on honesty, care and community, providing suitable recommendations.

Tailored Cover

Insurance built around your exact needs not one-size-fits-all policies. Aiming to provide personalised, flexible and great value insurance packages.

Market Access

We shop the market, so you don’t have. Accessing leading UK insurers and specialist schemes, including markets not available direct to the public.

Trusted Experts

Experienced team helping businesses and families across the UK stay protected since 1977.

Get your Blocks of Flats Insurance quote today

Get a free, no-obligation quote today — or speak to our team on 01288 353999.

Block Of Flats Quote Request
1Ownership
2Risk Address
3Property Use
4Cover
5Security
6Contact

Step 1. Property Ownership

How the block of flats are owned.
Correspondence Address:
Your correspondence address only.

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