Restaurant Insurance

Protection from kitchen to customer

Whether you run an independent restaurant, gastro pub, fine dining venue or delivery-focused kitchen, having the right insurance in place helps protect your business, employees and customers.

We arrange specialist insurance for restaurants and food-led hospitality businesses, helping owners secure cover that reflects the way they trade and serve customers.

Running a restaurant is demanding. Is your insurance keeping up?

From busy kitchens and customer-facing risks to equipment failures and interruptions to trading, restaurants face challenges that can quickly affect day-to-day operations.

We’ll take the time to understand your business, opening hours and operating model, helping you find cover that’s suited to your premises, equipment and liabilities.

Whether you offer dine-in services, takeaway, delivery or a combination of all three, we can help arrange insurance that keeps your business moving forward.

Key Features of Restaurant Insurance

Equipment Cover

Protection for commercial kitchens, cooking equipment and essential business assets.

Stock Protection

Insurance for food, refrigerated stock and other insured losses.

Liability Protection

Cover for Public Liability and Employers’ Liability risks, including customer slips and trips.

Business Interruption

Cover Financial protection available if an insured event temporarily affects trading.

Flexible Trading Options

Cover can be arranged for licensed restaurants, live entertainment venues, late-night operations and delivery-focused businesses.

Why choose Hodgson Insurance Services for your Restaurant Insurance ?

Independent Advice

A family business built on honesty, care and community, providing suitable recommendations.

Tailored Cover

Insurance built around your exact needs not one-size-fits-all policies. Aiming to provide personalised, flexible and great value insurance packages.

Market Access

We shop the market, so you don’t have. Accessing leading UK insurers and specialist schemes, including markets not available direct to the public.

Trusted Experts

Experienced team helping businesses and families across the UK stay protected since 1977.

Get your Restaurant Insurance quote today

Get a free, no-obligation quote today — or speak to our team on 01288 353999.

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