Café Insurance

Protect your café you’ve worked hard to build

Running a café is about far more than serving great food and drinks. From busy service periods to staffing, to customers and stock, there are plenty of moving parts that keep your business running day to day.

Our Café Insurance is designed to help protect hospitality businesses against the risks that come with operating in a fast-paced environment, giving you confidence to focus on delivering great customer experiences.

Tailored Cover for Café Businesses

Whether you operate a busy high-street coffee shop, a rural farm shop café, an independent tea room or a specialist health food venue, we can help arrange cover suited to your business and the way you operate.

We understand that no two hospitality businesses are the same, and taking the time to understand your requirements helps ensure you only pay for cover that works for you.

Key Features of Café Insurance

Public Liability

Designed to protect your business if a customer or member of the public claims injury or property damage connected to your activities.

Employers’ Liability

A legal requirement for most businesses that employ staff, providing cover for employee injury or illness claims arising from work.

Buildings Insurance

If you own your premises, this helps protect the physical structure of your café against insured risks.

Contents Insurance

Cover for furniture, counters, seating areas, tills, décor and other business contents.

Legal Expenses Cover

Can assist with certain legal costs and access to legal support services where included.

Goods in Transit Cover

Useful for businesses moving stock or supplies between locations.

Business Interruption

Provides financial support if your café cannot trade following an insured event, helping with ongoing costs and loss of income.

Stock Cover

Helps protect food, drink and other stock against loss or damage.

Why should you have Café Insurance?

Even well-run businesses can face unexpected events. A customer slip, accidental damage, a staff member injury or an interruption to trading can quickly create financial pressure.

Café Insurance helps provide protection for the things that matter most to your business, helping you recover more quickly and continue operating with minimal disruption.

Having the right cover in place can help with:

Why choose Hodgson Insurance Services for your Café Insurance?

Independent Advice

A family business built on honesty, care and community, providing suitable recommendations.

Tailored Cover

Insurance built around your exact needs not one-size-fits-all policies. Aiming to provide personalised, flexible and great value insurance packages.

Market Access

We shop the market, so you don’t have. Accessing leading UK insurers and specialist schemes, including markets not available direct to the public.

Trusted Experts

Experienced team helping businesses and families across the UK stay protected since 1977.

Get your Café Insurance today

Get a free, no-obligation quote today — or speak to our team on 01288 353999.

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