Running a bed & breakfast means welcoming guests into your home while also operating a hospitality business. That unique blend of personal residence and guest accommodation needs specialist insurance that reflects both sides of the risk.
Whether you run a small rural B&B, coastal guesthouse-style B&B or a family-run home-based accommodation business, we can help arrange tailored cover.
Bed & Breakfast Insurance is designed for owner-occupied properties where guest accommodation is offered within the owner’s home, usually up to 3 letting bedrooms, and is usually unlicensed.
It typically combines home insurance elements with hospitality cover, protecting both your private residence and your guest-related activities.
Protection for your home, furnishings, personal contents and guest areas.
Protection in case a guest is injured or suffers damage while staying.
Financial protection if your B&B is temporarily unable to operate.
Cover for staff such as cleaners or breakfast service help.
We can arrange insurance for a wide variety of leisure and specialist craft, including:
A family business built on honesty, care and community, providing suitable recommendations.
Insurance built around your exact needs not one-size-fits-all policies. Aiming to provide personalised, flexible and great value insurance packages.
We shop the market, so you don’t have. Accessing leading UK insurers and specialist schemes, including markets not available direct to the public.
Experienced team helping businesses and families across the UK stay protected since 1977.
Get a free, no-obligation quote today — or speak to our team on 01288 353999.
