Classic Car Insurance

Insurance for cars worth preserving

Specialist cover for your classic, vintage, and modern classic vehicles, designed for cars that are more than just transport.

Classic Car Insurance vs Regular Car Insurance

Not all motor insurance is designed for classic vehicles. Standard policies are built for everyday use, but classic car insurance is tailored for vehicles that are cherished, with limited use, and often appreciating in value.

Classic Car Insurance

  • Designed for daily driving
  • Focused on commuting and high mileage
  • Typically, depreciating asset cover
  • Limited flexibility for storage or usage restrictions
  • Less consideration for agreed value
  • Are No Claims Bonus based

VS

Regular Car Insurance

  • Designed for limited, non-commuting use
  • Often lower mileage policies
  • Agreed value options (not just market value)
  • Cover tailored for storage, shows, and events
  • Specialist underwriting for older and rare vehicles
  • Flexible European touring cover options
  • Protection that reflects collector value, not just transport value

If your car is part of a collection, a weekend pleasure vehicle, or a long-term investment — it should not be insured like a daily commuter.

Classic Car Insurance features

Leisure Use

Policies for classic vehicles not used as everyday transport, with low mileage options available.

Enhanced Protection

Protection against accidental damage, fire, theft and vandalism with flexible repair choices.

Agreed Value

Cover based on an agreed vehicle value to help avoid depreciation disputes at claim stage.

Touring Cover

Included EU cover for up to 90 days per trip, with extensions available up to 180 days.

What we can insure

We arrange specialist insurance for a wide range of vehicles, including:

Whether you own a single cherished vehicle or a large collection, we can build cover around how you use and store them.

Why choose Hodgson Insurance Services for your Classic Car Insurance?

Independent Advice

A family business built on honesty, care and community, providing suitable recommendations.

Tailored Cover

Insurance built around your exact needs not one-size-fits-all policies. Aiming to provide personalised, flexible and great value insurance packages.

Market Access

We shop the market, so you don’t have. Accessing leading UK insurers and specialist schemes, including markets not available direct to the public.

Trusted Experts

Experienced team helping businesses and families across the UK stay protected since 1977.

Get your Car Insurance quote today

Get a free, no-obligation quote today — or speak to our team on 01288 353999.

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